Retirement planning in your 30s is admittedly not something most early 30-somethings think about. But as we move forward and begin to settle down it’s natural to start thinking beyond the here and now. Your 30s puts you in a unique position from a retirement planning standpoint. By the time you've reached 35, most of us know what we want out of life: where we want to live and our career goals. After working for more than ten years, shockingly retirement isn’t too far away.